Discovery Insure Policy Adjustments

To All Our Valued Discovery Clients


Due to the high incidences of claims during the last year, the following adjustments to Vitality Drive Fees and Excesses will take place with effect from 1 September 2022.

Please see below the explanation from Discovery regarding these changes:

Vitality Drive fee adjustments

The following fee adjustments will start on new business quotes from 1 September 2022 and at plan anniversary from 1 October 2022 for existing clients.

The monthly Vitality Drive fee will increase by R7.50 across all plans for each primary driver. This means that:

  • The Essential Plan fee will change from R68 to R75.50
  • The Classic and Purple Plan fee will go from R85 to R92.50.

The stolen-vehicle recovery (SVR) fee will increase by R16 a month (from R99 to R115), including VAT.

Excess adjustments

The following excess adjustments will start on 1 September 2022 for all clients:

  • The motor vehicle basic excess will increase by R1,000
  • Windscreen and window glass replacement excess will increase by R250
  • Buildings basic excess (excluding power surge) will increase by R500
  • Buildings power surge excess will increase by R1,250
  • Household contents basic excess (excluding accidental damage and power surge) will increase by R500
  • Household contents power surge and accidental damage excess will increase by R1,250
  • Portable possessions basic excess (including pedal cycles) will increase by R250

The no-excess benefit will continue to apply for those who have chosen a R0 excess, those aged 55 years or older, and for weather- and theft-related claims on Classic and Purple Plans. Remember that this includes theft, attempted theft, hijacking, fire, lightning, explosion, storm, water, hail, snow, flood, earthquake and malicious damage.

Kind regards

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