Discovery Insure Power Surge Limits

With your current Discovery Insure plan you automatically get cover for a power surge under the Household Contents and Buildings section to protect you against damage to your appliances and your home. As of May 2020 the cover limits for a power surge under the Household Contents section changed to the following:

  • Essential Plan: R5 000 for each event
  • Classic Plan: R10 000 for each event
  • Purple Plan: up to the sum insured

The automatic cover you receive is not a lot considering how much it could potentially cost to replace a TV or Fridge etc. damaged by power surge. 

Due to all the recent power surge issues, Discovery Insure gives you the option to increase your cover for power surge events for a small additional monthly premium.  You can now choose to add Optional Accidental Damage and Power Surge Cover for up to 20% or 100% of your Household Contents Sum Insured on the Classic Plans and up to 10% of the sum insured on the Essential Plans.

Adding this benefit to your policy is well worth the small additional premium for full peace of mind that you will be covered in the event of an unfortunate power surge event.

If you would like to find out more about this benefit or get a quote, please get in touch and we will be glad to assist you.

Leave a Comment

Your email address will not be published. Required fields are marked *

Need more information? Chat with us